Who is this service for?

This service is for single people with a connection to Brighton & Hove who are homeless or threatened with homelessness or leaving supported accommodation and are ready to live independently and manage a private rented tenancy. We cannot support people to whom the local authority owe a full duty to house.

How can Umbrella help me?

We can offer an interest-free loan to help with deposit, fees and sometimes rent in advance, so a client can get a privately rented bedsit or flat. We may be able to help find the accommodation. We offer support with preparing for and settling into a new tenancy.

What financial checks take place?

The East Sussex Credit Union arranges the loan, carrying out a credit check and setting affordable loan repayments. Clients need to provide addresses over the last 3 years, an estimate of monthly outgoings and details about any existing debts. The loan offer is reviewed after three months if a suitable property has not been identified.

How do I access the Umbrella Scheme?

Clients are referred by one of our partner agencies: St Mungo’s, Brighton YMCA, Southdown, Justlife, SafeHaven Sussex and Somewhere Safe to stay. If clients are not in already in touch with one of these agencies and are in need of housing, they can contact Southdown Homelessness Prevention and Mental Health Services. Email and mention Umbrella.



“I felt my situation was hopeless and that I was very alone and stuck in a bad position, not having a guarantor or means to get enough of a deposit to move into a more permanent address. My support worker told me about Umbrella and together we made an application, within a month I was able to secure the funds and move into my new studio flat. I feel so grateful for the help I received.”

Umbrella client