Once accepted, the client is offered a loan towards deposit, advance rent (if appropriate) and moving fees which is administered by East Sussex Credit Union. The client sets up an account there and with the Credit Union works out a manageable level of loan repayments. As the loan is repaid, it is recycled into the Umbrella fund enabling further clients to access a private rental property.
Our funds have been donated by individuals, groups, charities and Brighton & Hove City Council
The client then searches for property, backed up by their key worker and Umbrella. This is hard because there are not many affordable properties and only a minority of landlords and agents consider tenants on benefits. However, they do exist. Then the client is linked to transitional support and moves into their new home.